I discussed within the earlier submit Retirees, a Wealthy Life Does Not Require Spending Extra Cash that I discovered historical past by watching a 6-hour documentary sequence The U.S. and the Holocaust on Kanopy.
Kanopy is a streaming video platform like Netflix. Along with documentaries and The Nice Programs, it has critically acclaimed motion pictures and Oscar and movie competition winners. The films and documentaries aren’t essentially new releases however the high quality is nice. It’s additionally ad-free. You possibly can watch on-line on a pc, in its app on an Apple or Android cellphone or pill, or by means of a streaming machine or Good TV platform reminiscent of Apple TV, Roku, or Google TV.
You possibly can’t subscribe to Kanopy instantly. Kanopy solely sells to public and school libraries. It’s free in case your library offers it. You create an account with Kanopy utilizing your library card quantity and PIN. Then you definately search for the Kanopy app in your streaming machine or Good TV.
Public libraries are funded by property taxes. What the library in your metropolis or county makes accessible depends upon its price range, which depends upon the inhabitants of town or county. My small county has just one library department in the whole county. It doesn’t have many books. Nor does it provide Kanopy. I needed to get a library card from a distinct library to entry Kanopy.
Bigger Library within the State
In case your library doesn’t provide Kanopy, you might be able to get a card from a library that does in a serious metropolis in your state. Chances are you’ll not wish to borrow any bodily supplies from that greater library however the card is nice for accessing digital supplies reminiscent of Kanopy.
For instance, Cleveland Public Library offers a library card to any resident within the state of Ohio. You don’t must dwell in Cleveland.
Everlasting residents of Ohio are eligible for a free library card. Individuals who go to high school in Ohio, work on a everlasting foundation in Ohio, and those that personal property in Ohio are additionally eligible for a free library card.
When You Go to One other Metropolis
Some libraries in greater cities enable guests to use for a card. In case you have journey plans, you may test the coverage of the library in that space. The cardboard remains to be good after you go dwelling.
For instance, Santa Clara County Library in California solely requires an deal with wherever within the nation. You possibly can’t apply for a card on-line however you may apply in individual once you occur to go to the world.
If you don’t reside within the County however do have a United States mailing deal with, a Full-Membership Library Card may be offered to you, free, throughout your subsequent library go to.
Pay as a Non-Resident
Some libraries particularly enable out-of-area residents to pay for a card. You don’t even must dwell in the identical state. It’s truthful to cost a price to non-residents as a result of libraries are funded by property taxes.
For instance, Houston Public Library permits residents exterior Texas to buy a card for $40 a yr.
Apply to your library card in individual at any Houston Public Library or on-line. Everlasting Texas residents might be part of the library freed from cost with proof of residency. Non-residents can buy a brief library card for $40/household, which is legitimate for 12 months.
E-Books and Audiobooks
Moreover film streaming by means of Kanopy, many libraries additionally present e-books and audiobooks by means of the Libby app from Overdrive, which owns Kanopy. In case your library offers these however you’ve by no means tried them, it’s price setting them up.
To me, Kanopy is price paying an annual price when the library in my county doesn’t provide it. It’s nice in case your library presents it totally free. Within the worst case, should you pay a price and don’t prefer it, chalk it up as contributing a small quantity to help a public library.
Say No To Administration Charges
In case you are paying an advisor a proportion of your belongings, you might be paying 5-10x an excessive amount of. Learn to discover an impartial advisor, pay for recommendation, and solely the recommendation.