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The Price of Supercommuting: Approach Extra Than Simply Fuel Cash

News Team by News Team
July 10, 2025
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The Price of Supercommuting: Approach Extra Than Simply Fuel Cash
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A typical supercommuter spends 90 minutes or extra a method commuting to work or faculty. As the price of residing continues to outpace wage development, supercommuting is rising in recognition. In response to a current U.S. Census Bureau report, an estimated 5 million folks are actually supercommuters—up from roughly 3.42 million in 2012.

I hate lengthy commutes. Taking the bus or driving to work was considered one of my prime three annoyances whereas I used to be employed.

After I retired in 2012, one of many biggest joys was by no means having to commute once more. Getting again that point, vitality, and psychological readability was a really lifestyle-enhancing good thing about retirement. Then, when the pandemic hit in 2020, thousands and thousands around the globe received to expertise that very same freedom. Is there any marvel why it’s been so arduous to persuade employees to return to the workplace?

On this submit, I need to spotlight the hidden toll of supercommuting to work or faculty. Certain, you’ll spend extra on fuel for those who drive. However that’s just the start. So before you purchase a extra inexpensive house in alternate for an extended commute, be forewarned: the trade-offs might not be price it.

My Expertise With Supercommuting

After deciding to not pony up a small fortune for a trip rental in Honolulu, I opted for my household of 4 to stick with my dad and mom for as much as 5 weeks. They’ve three free bedrooms of their five-bedroom home, and it’s a house I’ve returned to for 39 years. It feels snug to me, however to not all.

A few of you thought this was a great way to save cash. Others—principally girls—stated it was merciless to topic my spouse to such “confinement” for therefore lengthy. I get it. Staying along with your in-laws for quite a lot of days is lots to ask, particularly with out en suite bogs or separate kitchens and entrances. And never all people likes to be in Hawaii in the course of the summer season warmth.

Nonetheless, the most cost effective appropriate three-bedroom rental I may discover price $16,000 after taxes and costs. A nothing fancy four-bedroom rental, with out a pool, which we favored, was $24,000. After proudly owning actual property since 2003, I simply can’t deliver myself to spend that a lot on a brief keep that builds no fairness.

To discover a compromise, we stayed at my aunt and uncle’s place on the North Shore—as much as 1.5 hours away—after 13 days with my dad and mom, to present each my spouse and mother a break for 9 days. It gave me a break too as I may return to residing with out fear of doing issues in a manner that will agitate my mother, e.g. minimize fruit on the precise aspect of the sink as an alternative of the left.

The youngsters have been joyful wherever they have been, so everybody gained, properly, aside from me who needed to drive ~2.5 extra hours a day for 5 days. In whole, we stayed on the North Shore for 9 nights (two weekends and M-F).

The False Begin

We picked up our youngsters at 4:55 p.m. Friday from summer season faculty at Punahou to go to Laie for the weekend. All was properly—till six minutes in, our five-year-old daughter introduced she needed to pee. I circled and went again to high school so she wouldn’t have to carry it.

Had we been commuting from my dad and mom’ home, simply eight-to-ten minutes away, I’d’ve simply stored driving. That’s one sudden price of supercommuting—having to handle bodily capabilities mid-ride. Most adults can uncomfortably maintain it for an hour or two. However children? Not a lot.

We lastly arrived in Laie an hour and half-hour later. The youngsters napped for 35 minutes, so the journey felt like a breeze to them. Though I used to be drained, I used to be additionally excited to benefit from the freedom of getting our personal area once more.

Supercommuting from Laie to Punahou School in Honolulu takes about 1 hour and 15 minutes each way
Supercommuting from Laie to Punahou College and again

The Monday Morning Supercommute

After a enjoyable weekend crammed with Pokémon Go Fest, Giovanni’s garlic shrimp, and seaside walks, actuality returned Monday morning.

I handed out by 10 p.m. Sunday after placing the youngsters down by 9:20 with my spouse. I awoke at 2:45 a.m. to get a head begin on publishing a brand new submit, responding to feedback, and going for a morning stroll on the seaside.

The youngsters awoke at 6:30 a.m., and we left by 6:55 to make it to high school by 8. Again in Honolulu, we often depart at 7:40, so the sooner begin was uncomfortable for my spouse and daughter, who aren’t morning folks.

Straight away, I may inform the drive would take longer than anticipated. We have been caught behind a gasoline tanker on a single-lane highway for about 15 miles, averaging simply 32 mph as an alternative of the standard 40.

About 45 minutes in, I received a textual content from my spouse thanking me for the journey and the peace and quiet. At a cease gentle, I couldn’t assist replying with a GPS screenshot to indicate the place we have been—7 minutes delayed. Often, the GPS arrival time was conservative and simple to beat.

However then I made a mistake. I resumed driving whereas glancing on the screenshot I had despatched her as an alternative of the stay Apple Maps. That mind fart price us one other 11 minutes. As an alternative of arriving at 8:06 a.m., we received to high school at 8:16. Ugh—I hate being late.

Supercommuting and showing a screenshot of my arrival time
The screenshot I despatched and adopted my mistake

A Place To Hold Out Made Supercommuting Extra Manageable

At first, I believed I’d simply hang around on the seaside or mall all day earlier than choosing the youngsters up at 4:55 p.m. My spouse additionally needed me to select up some groceries. No downside. There was no manner I used to be going to drive 1.15 hours again to Laie after drop off after which do it once more within the afternoon. I figured I’d nap within the automobile beneath a banyan tree if I needed to.

Then I remembered my dad and mom’ home was solely 8 minutes farther. I may write, relaxation, and handle the renovation of an in-law unit I used to be engaged on. Having a house base made the day far more manageable. If I needed to additionally work a full-time job throughout that commute, I’d’ve been fully wiped.

In truth, after dropping off the youngsters, I spent the day within the metropolis writing a submit, recording a solo podcast episode, speaking to my dad and mom, grabbing lunch, and squeezing in a fast 15-minute nap.

Then I handled the handyman, swung by Entire Meals for groceries, and picked up the youngsters at 4:55 p.m. The day flew by—and by the top of it, the considered driving quarter-hour to high school and 1 hour and quarter-hour again to Laie throughout rush hour was the very last thing I needed to do.

The Subsequent Day of Supercommuting (Good Then Dangerous)

By the second day of supercommuting, I felt extra assured. I knew the route higher and had discovered from my errors. I received the youngsters to high school 10 minutes early and shaved 20 minutes off the drive. It felt like a small win. However in fact, good issues by no means final.

After I arrived at my dad and mom’ home the plumbers had already proven up early. Then, half-hour later, the handyman arrived. In whole, I spent 9 hours managing 5 completely different employees making an attempt to repair up our long-neglected in-law unit. I hate transforming and swore to by no means achieve this once more. However right here I used to be, like a masochist, doing it once more whereas I used to be speculated to be stress-free on trip.

To profit from the downtime, I introduced my laptop computer outdoors and labored on a brand new submit. However with the solar blazing and temps hitting 85 levels, I used to be drained by mid-afternoon.

By 4:40 p.m., all I needed to do was lie down in an air-conditioned room and take a nap. However no such luxurious. I needed to hop again within the automobile, drive via rush hour to select up the youngsters, then endure one other 1 hour and 13 minutes again to Laie.

My zest for all times? Gone. After 10 minutes of small speak with the youngsters about their day, I turned on some music and simply listened like a zombie. I didn’t have the vitality to maintain the dialog going.

By the point we received house, I used to be toast—only a drained, barely grumpy dad who needed nothing greater than to relax and crack open a chilly beer.

Constructive Ideas To Intestine On By means of

Despite the fact that I used to be commuting about 2.5 hours additional a day, I instructed myself it was price it—for my spouse’s happiness, my mother’s privateness, and even my children’ resilience. Perhaps the longer commute would construct their endurance and educate them the worth of waking up early.

Maybe most significantly, my spouse appreciated the hassle I put in to make her joyful. Judging by her FaceTime calls from the seaside, she positively appeared extra relaxed and content material! With appreciation, I used to be motivated to maintain on supercommuting.

As a father, you do what you possibly can to offer. Somewhat additional effort plus some problem-solving goes an extended solution to making a suboptimal scenario higher. Bought to assume optimistic! Up to now, it by no means occurred to me commuting from Laie to downtown Honolulu can be an choice.

In addition to, figuring out the supercommuting stint was momentary made it tolerable. My children had Friday off for the 4th of July, so I solely needed to supercommute for 4 days—a complete of ~11 hours of extra driving. Oh yeah, however I forgot about including the 2 halves of driving up Thursday night time and returning Monday morning. So extra like 13.5 hours of additional driving.

The Hidden Prices of Supercommuting

At first look, supercommuting may appear to be an affordable trade-off. Save 20–60% on housing and spend an additional two hours and thirty minutes commuting a day? Perhaps not so dangerous, particularly if the median house value is above $1 million.

However along with a whole bunch extra in fuel and transit prices every month, listed here are different downsides:

  • Elevated threat of harm or demise – Extra time on the highway means extra publicity to accidents, particularly when driving with children. I actually noticed a automobile on a residential avenue close to my mum or dad’s home flip upside-down as a result of it received t-boned at an intersection. One of many vehicles did not cease on the cease signal.
  • Larger stress and cortisol ranges – Dangerous drivers, site visitors jams, and highway rage add up, draining your emotional reserves for the day and night. You may find yourself creating continual ache, elevate your stress ranges, and in the end, shorten your lifespan consequently.
  • Put on and tear in your car – Extra miles imply extra upkeep, particularly in case your automobile isn’t ultra-reliable. You may even have to exchange issues extra usually, like your tires and brakes.
  • Higher probability of getting tickets – From parking errors to rushing tickets, elevated driving time raises your probabilities of infractions. In flip, your automobile insurance coverage premiums may go up.
  • Decreased happiness and concord along with your important different – Lengthy commutes drain your vitality and endurance, which suggests by the point you get house, you may be extra irritable, checked out, or simply plain exhausted. Small disagreements can flare up extra simply when one or each of you might be working on fumes. Over time, the emotional toll of being bodily distant and mentally unavailable provides up.

If You Are Going To Usually Supercommute

If you happen to plan to supercommute frequently, two issues are crucial: a secure, dependable automobile and life insurance coverage.

My spouse and I’ve matching 20-year time period life insurance coverage insurance policies, which have supplied super peace of thoughts. I like to recommend locking in an inexpensive coverage via Policygenius to cowl your money owed and shield your youngsters till they turn into adults.

Right here in Honolulu, nevertheless, we don’t have what I’d think about a safe-enough automobile for long-term supercommuting. We’re utilizing my dad’s 1997 Toyota Avalon. Whereas it’s a nostalgic beast, it has poor acceleration for evasive driving, a wobbly axle, shaky brakes above 45 mph, no aspect curtain or rear airbags, no blind spot detectors, no sensors, and no rear digicam. I’m not even certain the entrance airbags work.

Consequently, I drive slowly and attempt to keep additional alert. The one saving grace is that the velocity limits between the North Shore and Honolulu are comparatively low—35 mph on the single-lane “freeway” and 50 mph on the primary freeways. So it’s not like mainland highways the place folks routinely push 70–85 mph.

If we return to this similar residing and commuting association once more, I plan to lease a brand new automobile for $100/day. It’ll not solely be safer, however it’ll additionally release my dad to run errands in the course of the week with his personal 28-year-old automobile. A win-win.

Closing Ideas on Supercommuting

Supercommuting may appear to be a wise monetary transfer, particularly when housing close to work is unaffordable. However earlier than you commit, look past the financial savings. Residing in a smaller home or condominium to avoid wasting time commuting is my desire .

Each hour on the highway is an hour not spent along with your family members. Each worrying drive takes a toll in your temper, focus, and well being. And each sudden delay chips away at your endurance—particularly if you’re juggling the calls for of household life and work.

Personally, a comparable house would must be at the very least 70% cheaper to justify including two additional hours of commuting every day. And even then, I’m undecided the trade-off can be well worth the toll on my time, vitality, and well-being. The time I get to spend with my children after faculty is just too valuable to sacrifice.

If you happen to stay inside quarter-hour of each your work and your youngsters’s faculty, think about your self lucky. Whereas distant work surged in the course of the pandemic, in-person collaboration has made a powerful comeback. Consequently, well-located houses in job-centric cities—particularly the place provide is constrained—might outperform sooner or later.

If you are going to supercommute, have a plan. Know your timeline. Perceive your causes. And ensure the trade-off is actually price it. As a result of ultimately, a less expensive house isn’t price it if it leaves you drained and hating life.

Readers, are any of you supercommuters? In that case, how do you make the lengthy transportation time extra bearable? Are there any sudden advantages to supercommuting past saving on housing prices or being nearer to household or a greater faculty? I would love to listen to your methods and insights.

Assets For A Higher Life

Choose up a duplicate of my USA TODAY nationwide bestseller, Millionaire Milestones: Easy Steps to Seven Figures. I’ve distilled over 30 years of economic expertise that can assist you construct extra wealth than 94% of the inhabitants—and break away sooner.

Sam Dogen Millionaire Milestones national bestseller USA TODAY list

If you happen to’re seeking to escape a job you don’t love—particularly one with an extended commute—think about negotiating a severance bundle as an alternative of quitting. A severance supplies a precious monetary cushion that can assist you take the next step with confidence.

Each my spouse and I negotiated severance packages after we retired in 2012 and 2015, and so they gave us an incredible sense of reduction and suppleness. Take a look at my bestselling e-book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code “saveten” to avoid wasting $10.

How to engineer your layoff - learn how to negotiate a severance package and be free

Subscribe To Monetary Samurai 

Pay attention and subscribe to The Monetary Samurai podcast on Apple or Spotify. I interview specialists of their respective fields and talk about among the most fascinating subjects on this web site. Your shares, rankings, and critiques are appreciated.

To expedite your journey to monetary freedom, be a part of over 60,000 others and subscribe to the free Monetary Samurai e-newsletter. Monetary Samurai is among the many largest independently-owned private finance web sites, established in 2009. Every thing is written based mostly on firsthand expertise and experience.

Tags: CostgasMoneySupercommuting

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