Your college students is likely to be unaware of how lengthy they will keep on their mother and father’ medical insurance.
Reply: 26 years previous.
Questions:
- There’s a false impression that younger folks don’t need to get insurance coverage as a result of they’re usually wholesome and don’t want it. What’s one argument towards this?
- Do you suppose there’s a value to being on a guardian’s medical insurance plan? If that’s the case, do you suppose a toddler’s insurance coverage is extra/cheaper than their guardian’s medical insurance?
- Do you suppose this can be a good coverage to permit younger folks to remain on their guardian’s medical insurance plans as much as this age? Why or why not?
Behind the numbers (from HHS.gov):
“Underneath present legislation, in case your plan covers kids, now you can add or maintain your kids in your medical insurance coverage till they flip 26 years previous.
Youngsters can be a part of or stay on a guardian’s plan even when they’re:
- Married
- Not residing with their mother and father
- Attending college
- Not financially depending on their mother and father
- Eligible to enroll of their employer’s plan”
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On the lookout for extra on insurance coverage? Take a look at NGPF’s Insurance coverage unit.
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About
the Creator
Dave Martin
Dave joins NGPF with 15 years of educating expertise in math and pc science. After becoming a member of the New York Metropolis Educating Fellows program and incomes a Grasp’s diploma in Schooling from Tempo College, his educating profession has taken him to New York, New Jersey and a summer season within the north of Ghana. Dave firmly believes that monetary literacy is significant to creating well-rounded college students which are ready for a posh and extremely aggressive world. Throughout what free time two younger daughters will enable, Dave enjoys video video games, Dungeons & Dragons, cooking, gardening, and taking naps.
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